Essential Mortgage Co. is a division of LATTER & BLUM/CJ Brown, a trusted real estate leader since 1916. We're proud to offer mortgage brokerage services to corporate clients, credit unions, builders, and the real estate community.

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Essential Mortgage Co. is committed to providing the most competitive mortgage alternatives available in today's complex financial marketplace. We share a unique correspondant relationship with the United States' largest lenders, enabling us to operate on a national basis without the stringent, complex guidelines of banks and savings & loans. This insures the best possible rates and terms for you. Essential Mortgage Co. also provides:

• Guaranteed rates and fees up to 180 days
• Innovative first time buyer programs
• 5-minute loan approvals
• Local processing, underwriting and closings
• Loan officers available 24 hrs/day, 7 days/wk
• Competitive rates and fees
• No prepayment penalties
• Mortgage loans available from $25,000-$1,000,000
• Forward commitments tailored to your needs
• Table fundings
• Special financing programs for transferees
• 24-hour express commitment
• Rate locks taken over the phone, even on weekends
• FHLMC Loan Prospector (LP) and FNMA Desktop Underwriter (DU)

To contact Essential Mortgage, please call 888-763-3858 or email.